Terms and Conditions

Welcome to CBT Tutorial and Digitri (collectively referred to as "we," "our," or "us").

By accessing or using any of our websites, services, or applications — including cbttutorial.com and digitri.io — you agree to comply with and be bound by these Terms and Conditions.

Please read them carefully before using our services.

1. Company Overview

1.1 CBT Tutorial

CBT Tutorial ("the Company") is a professional education and test preparation service provider based in Dhaka, Bangladesh. We offer courses and guidance for IELTS, SAT, GRE, GMAT, TOEFL, and study abroad programs.

1.2 Digitri

Digitri ("the Platform") is a proprietary online Learning Management System (LMS) owned and operated by CBT Tutorial. It provides access to specialized professional courses, digital learning materials, quizzes, and certification services for learners worldwide.

Use of Digitri implies acceptance of these Terms and all relevant policies under the CBT Tutorial umbrella.

2. Acceptance of Terms

By accessing our websites, creating an account, enrolling in a course, or purchasing any service, you:

• Confirm that you are at least 16 years old, or have parental/guardian consent.
• Agree to these Terms and all related Privacy, Refund, and Cookie Policies.
• Accept that CBT Tutorial reserves the right to modify these Terms at any time. Continued use after updates implies acceptance of the revised Terms.

3. Services Overview

3.1 CBT Tutorial Services

• Test preparation courses (IELTS, SAT, GRE, GMAT, TOEFL).
• Study abroad counseling and admission guidance.
• Online and in-person classes.
• Contact and enrollment systems for student registration.

3.2 Digitri Services

• Structured online courses (course → module → lesson).
• Digital resources (videos, PDFs, code, templates, quizzes).
• Certificates with unique verification numbers.
• Progress tracking and secure payments.
• Instructor and student dashboards.

4. Account Registration

• Users must create an account to access certain features on Digitri.
• Registration requires accurate, current, and complete information.
• Accounts are personal and non-transferable.
• You are responsible for maintaining the confidentiality of your login credentials.
• CBT Tutorial and Digitri reserve the right to suspend or terminate accounts for violations of these Terms.

5. Payments and Refunds

• Payments for courses or services are processed securely via SSLCommerz (for BDT) and Stripe (for USD).
• Pricing, discounts, and promotions are subject to change at any time.
• Refunds are only issued in accordance with our Refund Policy, available on each website.
• Unauthorized payment disputes or chargebacks may result in account suspension.

6. Intellectual Property Rights

All content, materials, and intellectual property on both CBT Tutorial and Digitri — including but not limited to text, graphics, videos, quizzes, certificates, software code, and branding — are the exclusive property of CBT Tutorial.

You may not:

• Copy, reproduce, or redistribute course materials.
• Share or resell login credentials.
• Download or record protected videos (DRM-protected).
• Use CBT Tutorial or Digitri trademarks without prior written consent.

Violations may lead to legal action under applicable intellectual property laws.

7. User Responsibilities

You agree to:

• Use the platforms only for lawful purposes.
• Not engage in cheating, plagiarism, or sharing of restricted course content.
• Not attempt to hack, reverse-engineer, or disrupt system functionality.
• Not impersonate other users, instructors, or administrators.

8. Certificates and Accreditation

• Certificates issued through Digitri are proprietary and include a unique certificate number for verification.
• Certificates represent completion of Digitri coursework and are not equivalent to formal university accreditation unless explicitly stated.
• CBT Tutorial reserves the right to revoke certificates in cases of fraud or policy violation.

9. Data Privacy and Security

Your data privacy is important to us. Both CBT Tutorial and Digitri comply with international data protection standards.

• Personal data (e.g., name, email, payment info) is collected solely for educational and operational purposes.
• Email communications (e.g., confirmations, notifications) may be automated.
• No personal information is shared with third parties without consent, except where legally required.

Please refer to our Privacy Policy for more details.

10. Limitation of Liability

CBT Tutorial and Digitri are not liable for:

• Any loss or damage resulting from misuse of materials.
• Service interruptions due to maintenance, upgrades, or force majeure.
• Inaccuracies in third-party resources or instructor-provided materials.
• User performance outcomes (e.g., exam results, job placement).

You use our services at your own discretion and risk.

11. Termination

We may suspend or terminate your access if:

• You violate these Terms or our policies.
• You engage in fraudulent or abusive behavior.
• Required payments are not completed or disputed.

Upon termination:

• Your access to course materials may be revoked.
• No refunds will be provided for completed services.
• Certificates may be invalidated if issued under violation.

12. Third-Party Services

Certain services may integrate third-party APIs or tools (e.g., Clerk for authentication, Convex backend, payment gateways).

You acknowledge and agree to their respective terms and privacy policies.

13. Governing Law & Jurisdiction

These Terms are governed by the laws of Bangladesh, without regard to conflict of law principles.

Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts located in Dhaka, Bangladesh.

14. Contact Information

For any inquiries regarding these Terms:

15. Acknowledgment

By using CBT Tutorial or Digitri, you acknowledge that you have read, understood, and agreed to these Terms and Conditions.

Continued use constitutes your consent to any future modifications or policy updates.